Free Tool For Cleaning Junk Files

Best FREE tool available to get rid of junk files in your PC is CCleaner:

You can download it from here:
http://www.piriform.com/CCLEANER

Or don't want to install, get the portable version from here:

http://www.piriform.com/ccleaner/builds

Safe Online Banking

Use Rapport software for your online banking (Recommended)
Read more here:
http://www.trusteer.com/Products/Trusteer-Rapport-for-Online-Banking

You can download it from HSBC website:

https://www.business.hsbc.co.uk/1/2/help-centre/rapport-overview-page